It occurs to me, that since Wall St. made its own bed of doomed mortgage loans, they should now be allowed to sleep in it.

Instead of bailing them out, why doesn?t, say, Congress give the 700B or so dollars to the Federal Reserve and let them apportion it to ?commercial? banks, and tie those monies to a stipulation that the bulk of it goes to mortgage and other consumer lending?

This would lead us away from our shotgun wedding to Wall St., and stop those who merely wish to continue to game the system.

At least I think they try thinking out of Paulson?s box and contemplate something more along the lines I?ve suggested here.